No savings at 40? I reckon you can still retire rich by investing in FTSE 100 shares

first_img “This Stock Could Be Like Buying Amazon in 1997” Harvey Jones | Tuesday, 19th May, 2020 Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this.center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. No savings at 40? I reckon you can still retire rich by investing in FTSE 100 shares Image source: Getty Images If you have no savings at 40, you can’t afford to waste time. The sooner you start saving for retirement, the better your chances of enjoying yourself when you get there.The good news is that at 40, you still have more than 25 years to build up your pension fund. That is plenty of time to benefit from the compounding returns you can generate by investing in top FTSE 100 shares.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…You can still get rich and possibly even retire early. That is a much more attractive option than working until your 70s.No savings at 40 isn’t the end of the worldIf you haven’t seriously started saving for the future, your attitude has to change. You might actually enjoy investing, once you get started. If starting from scratch, every year counts, so you need to take action today.This means you should not wait until current stock market volatility recedes. In fact, you can turn it to your advantage.Now is a great time to buy cheap FTSE 100 shares. The market is still down by a quarter due to coronavirus. In 25 or 30 years, today’s problems will seem like a blip. Yet the shares you buy today will still be generating income and growth for years into the future.Having no savings at 40 is something you need to put right now. Say you start investing £500 a month at age 40. By age 66, you will have £440,903, assuming average growth of 7% a year. This is the long-term total return on the FTSE 100, with dividends reinvested for growth.If you delay for another two years, and do not start investing £500 a month until age 42, you will have dramatically less. Your money will have grown to £373,494 by age 66, assuming the same 7% growth. That is £67,409 less.Your early contributions are the most valuable, as they have longer to compound and grow. And of course if you keep putting off investing, you will never generate a decent nest egg.No savings at 40 does not have to be the end of the world. However, if you keep delaying, it might as well be. If have no savings at 45, or 50, your task gets that much harder.I’d buy cheap FTSE 100 shares todayYou won’t generate 7% a year by leaving your money in a Cash ISA. A balanced portfolio of FTSE 100 shares could get you there though. Stock markets can be bumpy, as we have seen in recent months, but over the longer run, they are still the best way to build your long-term wealth.This is a good opportunity to buy a spread of bargain shares, when prices are depressed by the economic uncertainty. If you wait until the market recovers, you will have lost valuable time, and share prices may be higher too.It may seem daunting at first, but you will find plenty of advice on the Motley Fool website, and some top share tips too. You can still retire rich, if you act now. See all posts by Harvey Joneslast_img read more

Brookes robbed by dire Oxford

first_imgOxford 1 Oxford Brookes 1Oxford jubilation, Brookes despair. Reactions that tell their own story of a match in which Oxford’s dark blue shirts snatched a draw that, after 90 minutes of angst, trepidation and anxiety, felt more like a victory.The pivotal, defining moment, so cruel upon Brookes, so welcomed by undeserving Oxford, came in the dying moments. Jak hazzard tangled innocuously in the area and Oxford were granted the most dubious of salvations. seemed little more than an accidental clash of heads was unbelievably rewarded with a penalty. Vince Vitali converted and iffley’s silence was transformed into shocked enrapture. Oxford’s unbeaten run miraculously remained intact, and the nightmare start of their neighbours’ prolonged.For ninety minutes on a beautiful winter’s afternoon Oxford hobbled, stalled and stumbled against a side yet to record a win this season so that, deep into injury time, it was still difficult to discern which was the team unbeaten in the league and which was the side about to sink further into the relegation zone.Before that limpest of penalties Brookes had defied their poor start to the season, producing exciting and quick football, stretching the Blues on both flanks and, with the charismatic skills of Freddie sakyendoo, at the heart of every Brooke’s move, terrifying the Oxford backline. Only a desperate challenge from paul rainsford denied the striker a clear run at goal, a theme that would continue throughout.In contrast Oxford looked flaccid, a distinction manifested in the tales of the two strikers. unlike Joel Lazarus looked increasingly ineffectual and demoralised; isolated against a mean Brookes defence. everything he tried seemed to fail. a flick in midfield went directly to a striped shirt; a pass down the line went straight out of play and a clear sight of goal remained a distant dream. Oxford created just one chance in the opening forty-five, a corner, not cleared by the visitors that could not turn in from close range. But it was to be a brief interlude in a sea of Brookes dominance.Their inevitable opener came after half an hour. corner was completely missed by Mark addeley and sakyendoo rolled the ball home. Less than a minute later Brookes almost extended their lead as inside the area, found his powerful drive deflected into Nick Baker’s arms.With the smell of blue blood Brookes surged forward and should have added at least another two before the interval. Mark elliot and were out-battled on the left and were fortunate to see a shot ripple the netting. Moments before hazzard, under pressure from the indefatigable panicked and horribly skewed a header, meant for his keeper, out for a corner. The resulting set piece caused carnage in the Oxford penalty area, with tackles and scrambled hacks at the ball flailing, the home side were relieved to see the ball float over for a goal kick.The second half saw the Blues emerge with renewed vigour, a rebirth that was quickly tempered by the visitors and a return to the lethargy of the opening period. despite vicious roars in the tunnel Oxford returned to the pitch with something of a whimper. Five minutes in and a skewed clearance from Baker fell to the feet of a Brookes striker. his curled shot was not claimed cleanly by the off-balance Baker and only on his second attempt was an embarrassing second goal averted. Sakyendoo certainly should have sealed it but his shot, from an unmarked position in the area, looped awkwardly over.There were a few signs of life from the otherwise dormant Blues, but these were rare. Left-back aaron Barkhouse came close twice in thirty seconds in the closing minutes, first having a header cleared off the line from an corner, and secondly, as he was retreating into defence, sending a dipping shot just over. such sights were, however, rare glimpses of an otherwise unimpressive Oxford side. The visitors looked relatively comfortable throughout and only the delusions of the referee, at the death, were enough to break their stranglehold. ARCHIVE: 6th week MT 2005last_img read more

Holyfield hints at shock return aged 57

first_imgEvander Holyfield has hinted at a shock boxing comeback aged 57 after Mike Tyson announced plans to return to the ring. Promoted ContentEverything You Need To Know About Asteroid Armageddon10 Absolutely Unique Facts About KanyeTop 10 Disney Male Role ModelsFantastic-Looking (and Probably Delicious) Bread ArtYou’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeThe Highest Paid Football Players In The WorldSome Impressive And Almost Shocking Robots That ExistBest & Worst Celebrity Endorsed Games Ever Made7 Truly Incredible Facts About Black HolesThe Models Of Paintings Whom The Artists Were Madly In Love With11 Theories Why We Haven’t Met Any Aliens Yet8 Superfoods For Growing Hair Back And Stimulating Its Growth Holyfield – who has two wins against Tyson – last fought in 2011 and despite wanting to challenge for the heavyweight title, officially announced his retirement in 2014. But he has now sparked rumours he will return after tweeting a picture of himself with the words “come back”. The post was captioned: “A setback only paves the way for a comeback.” Holyfield last year revealed plans to come out of retirement to compete in exhibition bouts in Japan, like Floyd Mayweather did against kickboxer Tenshin Nasukawa at the end of 2018. And his former heavyweight rival Tyson appears to have the same plan, after announcing he would make a comeback to compete in charity exhibition bouts. The reformed Baddest Man on the Planet has been back in training for three weeks, doing daily cardio sessions and boxing work-outs at his California home with MMA mastermind Rafael Cordeiro.Advertisement And Cordeiro, head coach at Kings MMA in California, believes Tyson would only need another five months to be ready for a genuine pay-per-view comeback fight. The trainer, who held pads in the recent training clip that went viral, told ESPN: “Mike had not hit mitts for 10 years but as soon as we started I thought ‘oh lord!’ “I did not expect to see what I saw and that was a guy the same speed and power as a 23-year-old. “I do not know if he wants to fight again but he will be able to do whatever he wants. “I am 46-years-old and I can tell he could fight against anyone. If he wanted to come back he could do boxing or MMA, he can use the same mindset for any sport or combat, the spirit is there. read also:Evander Holyfield wants shock boxing return at 57 “He would only need six months to come back and box anyone. These were our first mitts sessions, imagine after six months.” FacebookTwitterWhatsAppEmail分享 Loading… last_img read more

Semenya loses court challenge against IAAF testosterone rules

first_imgAlthough they rejected Semenya’s appeal, the judges urged the IAAF to treat their DSD regulations as a “living document,” which could be continually revised as they are applied and new information about their impact becomes clear.Experts have argued that achieving excellence in sport is a combination of training and commitment as well as genetics and that barring people from competition over a single genetic factor has no scientific basis.In a rare intrusion into the world of sport, the United Nations Human Rights Council adopted a resolution in March branding the IAAF rules “unnecessary, humiliating and harmful”.Seema Patel, a senior lecturer in law at Nottingham Law School, called the CAS ruling “bitterly disappointing.”“A female who has naturally higher levels of testosterone in her body should not be prohibited from competing with women, just as a female who is naturally taller than the average woman should not be prohibited,” Patel said in a statement.Patel also questioned whether a sports court had the competence to deal with “human rights matters.”Semenya’s testosterone levels are not publicly known, but she is unlikely to be the only athlete affected by rules compelling female runners in certain categories to cap their testosterone levels at five nanomoles per litre (nmol/L) of blood.The two athletes who finished behind her in the Rio Olympics 800m, Francine Niyonsaba of Burundi and Kenya’s Margaret Wambui, have also faced questions about their testosterone levels.Semenya has 30 days to appeal, in a challenge that would be heard by the Swiss Federal Tribunal.Share on: WhatsApp FILE PHOTO: Caster SemenyaLausanne, Switzerland | AFP | South African runner Caster Semenya on Wednesday lost her court challenge against IAAF rules forcing female athletes to regulate their testosterone levels, but judges voiced concern with the application of the “discriminatory” regulations.Semenya, a double Olympic champion, was fighting measures imposed by the International Association of Athletics Federations (IAAF) that compel “hyperandrogenic” athletes — or those with “differences of sexual development” (DSD) — to lower their testosterone levels if they wish to compete as women.A three-judge panel at the Court of Arbitration for Sport said even though the rules are “discriminatory…such discrimination is a necessary, reasonable and proportionate means of achieving the IAAF’s aim of preserving the integrity of female athletics in the Restricted Events.”But the three judge-panel voiced “serious concerns” about the viability of rules moving forward.The IAAF said it was “grateful” for the CAS ruling and that the rules — first adopted last year but suspended pending the legal battle — will come into affect on May 8.“Sometimes it’s better to react with no reaction,” Semenya said on Twitter after the verdict was announced.But her advocates — which include a global coalition of nations, scientific experts and human rights defenders — are certain to be less restrained.– Fairness –The IAAF insisted the rules were essential to preserve a level playing field and ensure that all female athletes can see “a path to success”.The governing body has stressed that DSD athletes with male levels of testosterone benefit from increased bone and muscle size in a manner similar to males who have gone through puberty.last_img read more

Kootenay Lake Fishing Report — Cooler temperature starting to wake up fish

first_imgBy Kerry Reed, Reel Adventures SportfishingThe summer is over and September is nearing the midway point. So there’s plenty of time this month to hook a big one on Kootenay Lake.Kerry Reed of Reel Adventures Charters is here to give his monthly fishing report. So read and enjoy. Our Lyman plugs that have been producing so far are:  Black & White, Green & White, Blue & white.  Lucky numbers have been # 10, 16, 69, and 98, 101. Chinooks up to 30 pounds this year and Coho up to 17 pounds were caught. We’re back from the West Coast.  And this year was an unusual year on the ocean.With all the predictions from fisheries yielding this as the biggest run of Salmon ever, we certainly didn’t see anything spectacular compared to most years. This year we found some great Halibut spots and were rewarded with consistent fish from 40 – 70 pounds. That should bring us up to date with the local fishing. And now back to our local reports:  Kootenay Lake: But, when the bait finally arrived, we started to have some of the great days that we expected.  August saw some really good days with limits of Chinook and Coho Salmon, as well as our Halibut limits fairly easy. Early August saw some good mornings of fishing for Kokanee and small Rainbows.  And then by mid August, the fishing did slow down, but we still managed a few fish each day. We did have some of the days that we are accustomed to though.  A few days with over 40 fish to the boat made it exciting. The River has been producing on our favorite fly patterns.  Late August and so far early September has seem some great days using hopper patterns or stimulator for dry fly fishing.  Nymphing has been productive also using floating line and indicators.Also, spin casting with spoons or spinners has been working well.  And the usual 3-way rig on the bottom with a worm is producing as well. The River came alive in July and August and continues to be great fishing so far in September.  Once the hatches started, the dry fly fishing was phenomenal.  Fly-fishing remained great throughout the summer.  And still the past couple weeks have produced some nice fish. The last couple weeks of July saw some tough days of fishing.  The bait wasn’t hanging around and so the Salmon weren’t sticking around for long either.  We spent a lot of time chasing fish. One day they were in one spot, and the next day they moved 10 miles and we had to move also. Now that September is here and the nights are cooler, our water temperatures are dropping fast.  This is starting to wake the fish up.  We have had some good days with more than 10 fish to the boat lately. The next couple months are our favorite.  So, let’s get out there !!!  Tight lines………………………Kerry Reed Reel Adventures Sportfishing 250-505-4963 www.reeladventuresfishing.com The lake is beginning to produce some decent fish.  We have been using Bucktail flies on the choppy days.  And on the calm days, we have had good success on our Lyman plugs and Apex Lures.Color choice for flies right now are: Grey& white, Brown & White, and Green & white. Lucky numbers for the bucktails are:  210, 221, 226, 227. All in all, it was a good year, and I’d like to thank everyone who joined us on the coast this year.  Looking forward to what next year has to offer. The hot summer also made for some the warmest water temperatures we have had in years.  This warm water also affected our fishing.  July was still pretty good on the lake for Rainbows up to 10 pounds and Bull Trout up to 12 pounds. Rainbows up to 12 pounds have been caught and should continue as the water cools.  Our favorite time is coming up.  As the water cools, the fish will become more active and begin to feed heavily. October, November, December are our favorite months of fishing.  So, let’s get ready for another fantastic fall!  Columbia River: Hope this helps increase everybody’s chances.  Good luck out there. September is usually a good month not only for Rainbows, but also for Walleye on the River.  Looking forward to the next month of fishing out there.  Spin casting , fly fishing, or trolling can be very rewarding at this time of year.  What are they biting on??last_img read more

SAN CARLOS STAKE QUOTES

first_imgJOCKEY QUOTES RAFAEL BEJARANO, WILD DUDE, WINNER: “He’s been training so good coming into this race. I thought El Nino Terrible would go to the lead and Blues Blaster as well. When I saw them go to the lead, I took a position and I didn’t have any pressure from the outside. I just picked my spot and I went from there. I was close to the pace and he normally doesn’t like that but he proved he can do it today.“By the three-eighths I took off; when I felt pressure from Conquest Two Step, I took off.” JOE TALAMO, CONQUEST TWO STEP, THIRD: “We had a perfect trip. I was lying right outside with some slow fractions, and just got out-run today. I was lying in the perfect spot right outside, and I came to the winner at the top of the lane and just didn’t get there.” TRAINER QUOTES GARY STEVENS, KOBE’S BACK, SECOND: “Pete did a heck of a job with him. He wasn’t even blowing after the race. He was dead fit after the layoff. Super job by him. Kobe ran great; he’s back. I lost a lot of ground around the turn. I didn’t really have a choice; I was behind and to the outside of Conquest Two Step and Wild Dude was down inside of him. I didn’t have any choice but to be where I was. Unfortunately, we lost more ground than what I got beat by, but I’m really happy with him.”center_img -30- NOTES: The winning owners are Jerry Hollendorfer of Point Richmond, CA, and Green Smith Jr. of Bryan, Texas. JERRY HOLLENDORFER, WILD DUDE, WINNER: “I didn’t think we’d be that close early, but the horse broke real well and I’m glad Rafael (Bejarano) went on with him. He was in between horses; I was a little worried about that, but turning for home it seemed like he still had a lot left and he opened up on them, and opened up a little more and held off a great, big, gaining gray horse (Kobe’s Back).”last_img read more

STRONACH GROUP NAMES JOE MORRIS SENIOR VICE PRESIDENT OF WEST COAST OPERATIONS, HIGHLY RESPECTED RACING EXEC TO STEP DOWN AS TOC PRESIDENT, EFFECTIVE NOVEMBER 9

first_img(Sept. 14, 2015)–The Stronach Group announced today that Joe Morris has accepted the position of Senior Vice President of West Coast Operations for the Stronach Group, effective Nov. 9, 2015. Morris will step down as President of the Thoroughbred Owners of California (TOC) at that time.As Senior Vice President of West Coast Operations, Morris will oversee operations at Santa Anita Park, Golden Gate Fields and San Luis Rey Training Center, and will report directly to Keith Brackpool, Chairman of West Coast Operations. In addition to his experience as President of the TOC since 2013, Morris previously served as General Manager of Golden Gate Fields and Vice President of Operations and Sales for the Stronach Group from 2011 to 2013.“We are so very pleased to welcome Joe Morris back to the Stronach Group,” said Brackpool. “Joe is an invaluable member of the California racing industry, and as we both further develop our facilities and our racing experience here in California, we believe this appointment will allow for continued growth and success for all involved.”“I am very proud of the accomplishments of TOC board and staff and the direction the organization has taken over the last two and a half years,” said Morris. “It has been a very productive and rewarding time for me,” he added, “but I’m excited at the opportunity to work with the Stronach Group again. I look forward to working with Keith and having the chance to advance two of California’s iconic racetracks and the greatest racing in the country.”TOC Chairman Mike Pegram noted, “We have made great strides over the past couple of years and are indebted to Joe for his unrelenting efforts, which have resulted in numerous benefits for our owners and the industry in general. Although he will be greatly missed, we are fortunate that Joe will continue to play an important role in California racing.”last_img read more